At Cyboshield, we offer comprehensive RBI Data Localization Audit (SAR) services to help payment system operators (PSOs) comply with the Reserve Bank of India’s directive on local storage of payment data. In accordance with RBI Circular DPSS.CO.OD.No.2785/06.08.005/2017-18, issued on April 6, 2018, our audit ensures that your organization meets the RBI’s data storage, access, and reporting requirements, avoiding regulatory penalties and ensuring smooth operations.
What We Offer / Key Features
- Full RBI SAR Compliance Audit – End-to-end audit of payment data storage, processing, and access flows, ensuring all systems are hosted within India.
- Gap Analysis & Risk Assessment – Identify non-compliance areas and risks in your data storage practices, with actionable remediation guidance.
- Internal Controls & Security Review – Evaluate encryption, access controls, database management, and cross-border transaction protocols.
- Certified SAR Documentation – Prepare and submit the System Audit Report (SAR) as mandated by RBI, through CERT-IN empaneled auditors.
- Remediation & Follow-Up Support – Provide guidance on implementing required changes and conduct re-audits if necessary.
Why Choose This Service?
Non-compliance with RBI’s data localization mandate can lead to regulatory penalties, reputational damage, and business disruption. Our expert-led service ensures you’re not only compliant but also well-prepared for annual audit submissions and inspections. With deep domain expertise in financial regulatory compliance, Cyboshield is your trusted partner for secure, compliant operations in India.
How It Works – Our 4-Step RBI SAR Compliance Process
- Scope & Data Flow Assessment – Review your payment data lifecycle, network architecture, and data flow diagrams.
- Gap Identification & Risk Review – Map current practices against RBI guidelines to highlight non-compliance and potential risks.
- Audit Execution & Documentation – Conduct the RBI-mandated audit and generate the official System Audit Report (SAR).
- Remediation & SAR Submission – Guide implementation of recommended actions and assist with timely report submission to RBI.
RBI Compliance Starts with the Right Audit Partner.
Choose Cyboshield for expert-led RBI Data Localization Audits (SAR), certified assessments, and regulatory peace of mind.